SECTION I:  Product Overview

  • Invoicing: Yes
  • Recurring Billing: Yes
  • Payment Pages: Yes 
  • Scheduled Payments: Yes
  • Send automated reminder to customers for payment: Yes
  • QR Code Payments: Yes
  • ACH: Yes, but it is not supported natively. (NOTE TO SUPPORT STAFF: SS will be working directly with Paya for ACH towards August 2026.) 
  • Number of users & cost per user: $5 per month
  • Role based permission settings: Yes, however only two roles exist in the platform: Admin or member
  • Card authorization with card vaulting: Yes
  • B2B capabilities: Yes
  • Text to pay: Yes
  • Inventory: Yes. Merchants can create and manage an item catalog, track quantity on hand, low‑stock visibility, and item‑level reporting
  • Vault multiple payment methods per customer: Yes 
  • Create new customer records upon completing a payment: Yes 
  • Fraud controls: Yes — SwipeSimple does include fraud‑control and risk‑reduction features, though most controls are basic and processor‑managed rather than advanced, self‑tunable fraud engines.
  • Customizable receipts: Yes
  • Methods of payment acceptance: Cash, credit/debit, and ACH
  • Supported pricing models: Interchange Plus, dual pricing, cash discounting, and surcharging
  • Multi-location reporting: Yes


SECTION II: Hardware and Technology

  • Mobile app companion: Yes
  • Works with Bluetooth card reader: Yes with either the SwipeSimple Swift B250 or the SwipeSimple B350 
  • Tap to pay: Yes. NOTE: It's fully supported with iOS. Android requires a separate Bluetooth reader for tap to pay functionality. 
  • Optional payment devices: Pax A920 Pro and Pax A80. When presenting SwipeSimple Register, it pairs with the Pax Aries 8.  
  • Compatible software: Any compatible software is currently listed in the SwipeSimple App Marketplace. Current software includes QuickBooks Online Sync, SwipeSimple Text Loyalty & Reviews, and SwipeSimple Appointments.  


SECTION III: Resources



SECTION IV: SwipeSimple ACH Release August 18th, 2026


Start Enabling Merchants

To activate ACH for a merchant:

1
Confirm the merchant is approved by Nuvei (formerly known as Paya) and has received their Terminal ID (TID).
2
In SwipeSimple RAMP, select Edit Device > Enable ACH.
3
Enter the merchant's Nuvei TID and save.

Once activated, customers will see a Bank Account (ACH) option alongside card payments when paying an eligible SwipeSimple Invoice or Payment Link.

Identify ACH Opportunities

With the ACH software fee waived through December 31, 2026, now is a great time to identify merchants who would benefit from ACH—especially businesses that:

✓
Regularly send invoices or Payment Links
✓
Accept higher-ticket payments
✓
Have customers who prefer paying by bank account
✓
Are looking for ways to reduce payment acceptance costs