Summary:  Clover VT is included with all plans at no additional cost and can process CNP payments, authorizations, send fixed amount invoice, create recurring payments, save card info by customer, and has a dashboard to show status.  Line item estimates and invoices are included with Essentials & Growth Plans.  Also included are payment links, payment API keys, hosted payments page, and fraud settings including 3DS.


SECTION I:  Product Overview

  • Invoicing: Yes
  • Recurring Billing: Yes
  • Payment Pages: Yes 
  • Scheduled Payments: No
  • Send automated reminder to customers for payment: No
  • QR Code Payments: Yes
  • ACH: Yes (Clover only)
  • Number of users & cost per user: Unlimited users can be added at no additional cost. 
  • Role based permission settings: Yes, main feature access only
  • Card authorization with card vaulting: Yes
  • B2B capabilities: Yes (Level 2/3, not sure about CEDP)
  • Text to pay: No
  • Inventory: Not with Starter Plan, included with Essentials & Growth Plans
  • Vault multiple payment methods per customer: Yes 
  • Create new customer records while completing a payment: Yes
  • Fraud controls: Yes
  • Customizable receipts: Yes, Limited 
  • Methods of payment acceptance: Credit/debit and ACH
  • Supported pricing models: Interchange Plus, dual pricing, cash discounting, and surcharging
  • Multi-location reporting: No


SECTION II: Hardware and Technology

  • Mobile app companion: Yes, Clover GO for iOS and Android
  • Works with Bluetooth card reader: Yes, it pairs with Clover Go reader. 
  • Tap to pay: Yes, iPhone tap-on-glass when boarded in FISRV.  iOS or Android TTP/EMV when paired with the Clover GO Bluetooth card reader (no swipe). 
  • Optional payment devices: No.
  • Compatible software: Yes, includes QuickBooks online inegration (Essentials & Growth), WooCommerce & BigCommerce using API keys.


SECTION III: Resources