1

Step 1

First login to Paay then Click 'MERCHANTS'.

 

2

Step 2

Click ' Add Merchant' button

 

3

Step 3

Input merchant's DBA name into the Account Name field.

 

4

Step 4

Enter the merchant's DBA address into the Address field.

 

5

Step 5

Enter the merchant's city into the City field.

 

6

Step 6

Enter the merchant's State into the State field.

 

7

Step 7

Enter the merchant's ZIP Code into the ZIP field.

 

8

Step 8

Enter the merchant's MCC into the MCC field.

 

9

Step 9

Click 'Visa'

 

10

Step 10

Enter the merchant's 16 digit MID into the MID field

 

11

Step 11

Enter the Visa BIN into the BIN field. For evolve this will always be 449251

 

12

Step 12

Select the Acq Bank country. This will typically by the USA.

 

13

Step 13

Click 'United States'

 

14

Step 14

Click 'MasterCard'

 

15

Step 15

Enter the merchant's 16 digit MID into the MID field

 

16

Step 16

Enter the Mastercard BIN into the BIN field. For Evolve, this will always be 271042.

 

17

Step 17

Choose acquirer from the dropdown field.

 

18

Step 18

Click 'evolve'. Typically this will always be the option as we only have Evolve merchants in Paay.

 

19

Step 19

Select the Acq Bank country. This will typically by the USA.

 

20

Step 20

Click 'United States'

 

21

Step 21

Click 'American Express'

 

22

Step 22

American Express is different than the others. The MID for American Express is going to be the AMEX SE number found on the merchant's VAR. This is account specific so it will not be the same for every merchant. It is typically found at the bottom of the VAR.

 

23

Step 23

The BIN is also different for AMEX. You will just use the dropdown menu to choose US.

 

24

Step 24

Click 'US'

 

25

Step 25

Select the Acq Bank country. This will typically by the USA.

 

26

Step 26

Click 'United States' text

 

27

Step 27

Discover typically does not get setup as the merchant's using 3DS are high risk accounts and they are not typically setup to process Discover. However the process would be the same as the others. The BIN for Discover on Evolve is 651060.

 

28

Step 28

After filling out the Card Networks information, you will input the processor. This will be TSYS for Evolve accounts.

 

29

Step 29

Then we will input the gateway. As of right now Paay only integrates with Payvault so you will enter Accept.blue.

 

30

Step 30

Select the timezone the merchant is in.

 

31

Step 31

We will choose to Bill Reseller so we can handle billing the merchant in house.

 

32

Step 32

Click 'Add First User'. This will stop Paay from generating a user using the merchant information. We want this turned off so the merchant does not mistakenly mess with 3DS settings.

 

33

Step 33

Click 'Create' to create the merchant in Paay.

 

34

Step 34

Now that you have created the merchant in Paay, you will search up the name of the merchant so we can generate API keys to integrate with Paay.

 

35

Step 35

Once you have pulled up the merchant, you will click the gear icon on the far right side of their account.

 

36

Step 36

Click ' API Keys'

 

37

Step 37

Click ' Create API Key' button

 

38

Step 38

Enter in the name of the key. Our typical naming convention is Payvault - currency so in this case Payvault - USD.

 

39

Step 39

Enter the domain of the place where the API keys will be used. For Payvault this will be pay.mypayvault.com.

 

40

Step 40

Select the country where the merchant is. This will typically be USA.

 

41

Step 41

Click 'United States'

 

42

Step 42

Use the dropdown menu to select the currency the API keys will be generated for.

 

43

Step 43

Click 'US Dollar'

 

44

Step 44

The rest of the fields will be left defaulted. Now you can click generate keys to generate the API keys.

 

45

Step 45

Now you will login to Payvault. Once logged in go to Merchant.

 

46

Step 46

Click Merchant List.

 

47

Step 47

Find the merchant that you are adding 3DS to and login to their Payvault gateway.

 

48

Step 48

Once you are in the merchant's gateway. Go to Control Panel.

 

49

Step 49

Click 'General Settings'

 

50

Step 50

At the bottom of General settings is an Integrations Box for Paay. You will use the toggle to Activate this integration.

 

51

Step 51

Now you will copy the Public key of the API keys generated earlier.

 

52

Step 52

Paste the public key into the API Key field.

 

53

Step 53

Once the public key is entered, copy the secret key.

 

54

Step 54

Paste the secret key into the Secret field.

 

55

Step 55

Ensure the information matches the keys generated in Paay and then hit Save.

 

56

Step 56

Click 'Update'

 

57

Step 57

There are also 3DS settings within fraud controls that we need to ensure are setup properly. Click 'Fraud Controls'

 

58

Step 58

Click 'Universal Fraud Modules'

 

59

Step 59

Click '3DS Verification'. If you do not see this, use the Add Module dropdown and add the 3DS verification module.

 

60

Step 60

The 3DS verification module should be setup using the same parameters as this picture . After this has been completed, you have successfully setup the 3DS integration with Paay.